Tools and Resources

To help you with your needs

Education Series.

Business Insurance

Acrobat PDF  Business Continuation Insurance

Acrobat PDF  Business Expenses Insurance

Acrobat PDF  Business Succession Agreement and Funding



Tax

Acrobat PDF  Small business CGT concessions

Acrobat PDF  Redundancy payments

Acrobat PDF  Salary packaging

Acrobat PDF  Tax considerations for non-residents

Acrobat PDF  Taxation



Debt Management

Acrobat PDF  Costs and risks of reverse mortgages

Acrobat PDF  Debt management

Acrobat PDF  Debt recycling

Acrobat PDF  Redraw facility



Estate Planing

Acrobat PDF  Advance Care Directive

Acrobat PDF  Family Trusts

Acrobat PDF  Powers of Attorney

Acrobat PDF  Special Disability Trust

Acrobat PDF  Superannuation death benefits

Acrobat PDF  Testamentary Trusts

Acrobat PDF  Wills



Gearing

Acrobat PDF  Costs and risks of gearing

Acrobat PDF  Costs and risks of gearing into superannuation

Acrobat PDF  Costs and risks of margin lending



Investment Concepts

Acrobat PDF  Asset Allocation

Acrobat PDF  Child savings plans

Acrobat PDF  Costs and risks of derivatives

Acrobat PDF  Costs and risks of direct property

Acrobat PDF  Dollar cost averaging

Acrobat PDF  Insurance investment bonds

Acrobat PDF  Investment risks

Acrobat PDF  Managed funds

Acrobat PDF  Separately Managed Account (SMA)

Acrobat PDF  Set and maintain a budget



Insurance

Acrobat PDF  Income Protection Insurance

Acrobat PDF  Term Life Insurance

Acrobat PDF  Total and Permanent Disablement - TPD - Insurance

Acrobat PDF  Trauma or Critical Illness Insurance



Retirement Income

Acrobat PDF  Account-based Pensions

Acrobat PDF  Annuities

Acrobat PDF  Transfer Balance Cap

Acrobat PDF  Transition to Retirement Pension



Self Managed Super

Acrobat PDF  Commencing an SMSF pension

Acrobat PDF  Costs and risks of borrowing by self managed superannuation funds(SMSF)

Acrobat PDF  Key SMSF investment rules

Acrobat PDF  Limited Recourse Loan

Acrobat PDF  Self managed superannuation funds

Acrobat PDF  The SMSF Investment Strategy



Social Security

Acrobat PDF  Age Pension

Acrobat PDF  Aged Care

Acrobat PDF  Disability Support Pension (DSP)

Acrobat PDF  DVA Service Pension

Acrobat PDF  Gifting

Acrobat PDF  Insurance bond in a private trust

Acrobat PDF  Newstart Allowance

Acrobat PDF  Pension Income and Assets Tests - Deparatment of Human Services

Acrobat PDF  Strategies to increase Department of Human Services or DVA entitlements

Acrobat PDF  Waiting periods



Superannuartion

Acrobat PDF  Cash out and re-contribute to super

Acrobat PDF  Co-contribution

Acrobat PDF  Consolidate superannuation

Acrobat PDF  Downsizer superannuation contribution

Acrobat PDF  First home super saver scheme

Acrobat PDF  Non-concessional contributions

Acrobat PDF  Personal deductible contributions

Acrobat PDF  Salary sacrifice

Acrobat PDF  Splitting superannuation contributions

Acrobat PDF  Spouse contributions

Acrobat PDF  Superannuation